Introduction to Estate Planning

The term "Estate Planning" encompasses a variety of documents and strategies which are appropriate for some individuals but unnecessary for others.  One of the reasons that estate planning is both confusing and frustrating for a number of people is the uncertainty over which aspects of estate planning apply to a particular individual or family.  This outline presents the basic elements of estate planning and describes the documents which are essential for almost everyone.  It includes a basic explanation of the federal estate and gift tax laws as well as a description of trusts and the reasons why they may be appropriate in a particular situation.
I.      Essential Documents and Planning
II.     Who needs a revocable living trust and why do they need it?
III.    Federal Estate Tax
IV.    What is an A-B Trust and who needs one?
V.     What is an ABC Trust or QTIP Trust, and why are they used?
VI.    New Minimum Required Distribution Rules
VII.   Designating beneficiaries of IRAs and pension benefits payable upon death